Life as a tech employee comes with unique wealth questions. You may have concentrated stock from options, RSUs, or an employee stock purchase plan—often more of your net worth in one company than feels comfortable. Our services help you move beyond that single holding: we show you how to diversify without losing sight of taxes, how to time RSU sales and stock exercises, and how to position what you own for what comes next. Pick the service that matches where you are today.
Concentrated stock diversification
A hypothetical 40 percent drop on $900,000 of one stock erases $360,000, more than seven times the $49,500 tax bill of a three-year sell-down.
Details →RSU tax planning
Your RSUs vest at a public company and your spouse has a 403(b)?
Details →ISO exercise planning
ISOs are company stock options with special tax treatment, and AMT is a parallel tax that can tax the paper gain on them.
Details →ESPP planning
The first step of the work is a lot-by-lot list from your plan broker.
Details →Asset location strategy
Then comes a tax bill on the gains when the taxable holdings are finally sold to make the swap.
Details →Tax-loss harvesting
Before any loss sale, the team checks the 61-day window around the trade across every account you own.
Details →Donor-advised fund setup
Waiting until after your last paycheck is costly, because the IRS caps a stock gift at 30 percent of adjusted gross income (AGI), so a $76,600 gift may only yield $24,000 of deduction a year.
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