Modera Wealth Management Insights https://moderaiswealth.com/insights/ Wealth advice for tech employees with equity en-us 720 Thu, 15 Oct 2026 09:00:00 +0000 How to Diversify Company Stock, Lot by Lot (a Walkthrough from Modera Wealth Management)https://moderaiswealth.com/insights/how-to-diversify-company-stock/https://moderaiswealth.com/insights/how-to-diversify-company-stock/Sat, 10 Oct 2026 09:00:00 +0000Modera Wealth Management shows how to diversify company stock lot by lot, with a $900,000 example and a table ranking lots. Ask us about your list. RSU vs stock options: which $100,000 to cash in, $97,000 or $65,000https://moderaiswealth.com/insights/rsu-vs-stock-options/https://moderaiswealth.com/insights/rsu-vs-stock-options/Tue, 06 Oct 2026 09:00:00 +0000For a tech employee with both grants and a house to buy: RSU vs stock options, which to sell first, with a $100,000 worked example. Modera Wealth Management. How to Decide How Much Company Stock Is Too Much When Retirement Is 10 to 15 Years Awayhttps://moderaiswealth.com/insights/how-much-company-stock-too-much/https://moderaiswealth.com/insights/how-much-company-stock-too-much/Mon, 05 Oct 2026 09:00:00 +0000Watching RSUs and ESPP shares pile up? Modera Wealth Management shows how much company stock is too much, with a 40 percent drop table. ESPP Mistakes to Avoid at 52 When You Buy Every Period and Never Sellhttps://moderaiswealth.com/insights/espp-mistakes-to-avoid/https://moderaiswealth.com/insights/espp-mistakes-to-avoid/Sun, 04 Oct 2026 09:00:00 +0000Modera Wealth Management on ESPP mistakes to avoid: a $25,000 lot run through three errors with real dollar costs. Bring your Form 3922 and ask us. Six Questions for an Equity Compensation Advisor: How Modera Wealth Management Would Answer Themhttps://moderaiswealth.com/insights/equity-compensation-advisor-questions/https://moderaiswealth.com/insights/equity-compensation-advisor-questions/Sun, 27 Sep 2026 09:00:00 +0000Modera Wealth Management lists questions for an equity compensation advisor, with a $50,000 tender tax gap worked out. Ask us to check your numbers. The Modera Wealth Management Guide to When to Sell RSUs After Vestinghttps://moderaiswealth.com/insights/when-to-sell-rsus-after-vesting/https://moderaiswealth.com/insights/when-to-sell-rsus-after-vesting/Thu, 10 Sep 2026 09:00:00 +0000Modera Wealth Management and when to sell RSUs after vesting: a $60,000 hold-versus-sell example and a task table. Read it before your next vest. Roth Conversion for Tech Employees: Why Waiting for the Next Big Salary Costs Morehttps://moderaiswealth.com/insights/roth-conversion-tech-employees/https://moderaiswealth.com/insights/roth-conversion-tech-employees/Wed, 09 Sep 2026 09:00:00 +0000Modera Wealth Management on Roth conversion for tech employees: a $150,000 worked example and a five-step sizing method. Ask us for an estimate. Should you hold bonds in an IRA or taxable account?https://moderaiswealth.com/insights/bonds-in-ira-or-taxable/https://moderaiswealth.com/insights/bonds-in-ira-or-taxable/Fri, 04 Sep 2026 09:00:00 +0000Modera Wealth Management on bonds in an IRA or taxable accounts: see the yearly tax bill on $300,000 of bonds in each account, then ask for a review.